Carbonis helps MSMEs, banks, and regulators detect carbon exposure, quantify climate-linked financial risk, and implement mitigation pathways — before regulation, markets, or lenders force the issue.
For a decade, climate reporting was a communications exercise. That era has ended. Central banks, exchanges, and border authorities are converting emissions into cost — through supervisory ratios, disclosure mandates, and carbon border tariffs.
For MSMEs, it is the difference between winning and losing an export order. For banks, it is a lever on the cost of capital and portfolio provisioning. For large buyers, it is a supplier‑risk problem measured in millions.
Carbonis is climate risk infrastructure — an operating layer that converts carbon data into decisions. Identify, quantify, mitigate, protect. Built for MSME realities. Aligned with the frameworks lenders and regulators actually enforce.
Carbonis is not a competitor to your carbon accounting stack or your core banking system. It is the risk-intelligence layer that sits above them — one you can turn on without disrupting either.
Not a carbon accounting platform. Not consultant-produced periodic assessments. Not another compliance checkbox.
Read-only intelligence that sits above your existing systems. No core integration, no data migration, no workflow disruption.
Supervisory-grade stress test output, aligned to Central Bank climate risk guidelines. Explainable, auditable, and confidence-weighted.
Designed for the data-light reality of MSMEs in emerging markets. Scores built from operational signals, sector benchmarks, and India-specific emission factors.
It shows up on balance sheets as widening credit spreads, lost export contracts, regulatory penalties, and vendor delistings. Carbonis makes these risks visible, quantifiable, and manageable — before they compound.
Lenders are pricing carbon into loan books. High-emission borrowers face wider spreads, tighter covenants, and provisioning drag.
The EU's Carbon Border Adjustment Mechanism converts unmeasured emissions into a per-tonne charge from 2026. Unpriced exposure becomes lost margin.
BRSR Core, RBI supervisory guidance, and ISSB-aligned disclosures create escalating enforcement risk. Reactive posture is no longer viable.
Global buyers are rewriting supplier codes with Scope 3 thresholds. Non-compliant vendors are silently removed from approved lists.
Carbonis converts carbon data into actionable risk intelligence — from the shop floor of an MSME to the credit committee of a scheduled commercial bank.
Granular emissions intelligence across MSME operations and lender portfolios. Sector-calibrated activity models compute Scope 1, 2, and prioritized Scope 3.
A single, defensible risk score that translates raw emissions into regulatory, credit, and margin risk. Explainable, confidence-weighted, and auditable — built for credit committees and supervisory review.
Operational efficiency actions ranked by abatement cost, paired with vetted carbon instruments to neutralize residual exposure. Actionable, not aspirational.
Terminal-grade dashboards purpose-built for CFOs, CROs, and credit committees. Risk-adjusted decisions, ready for audit and board packs.
An illustrative model that translates your sector, revenue, export share, and energy intensity into a first-pass climate risk profile. Not investment advice — the real thing is what we deliver on the platform.
Model v0.1 · not investment advice
Get Full AssessmentEmbed climate risk into origination, provisioning, and portfolio monitoring. Bring RBI supervisory expectations into your credit engine — without building it from scratch.
Screen and manage supplier exposure across Scope 3 hotspots. Meet CBAM, SBTi, and buyer-code obligations with defensible vendor scores.
Turn a compliance headache into a competitive edge. Baseline emissions, price CBAM exposure, and reduce cost of capital — with a partner who speaks your P&L.
Carbonis is engineered from the ground up around the frameworks lenders, regulators, and border authorities actually enforce — not a generic ESG wrapper.
Supervisory expectations on climate risk in credit, market, and operational risk frameworks. Carbonis outputs feed directly into ICAAP and stress-testing packs.
Assurance-ready datasets for the mandated BRSR Core KPIs across Scope 1, 2, and priority Scope 3 categories.
Automated CBAM reporting for exporters in cement, iron & steel, aluminium, fertilizers, hydrogen, and electricity.
Emissions inventories built to ISO 14064-1 boundaries, ready for third-party verification under ISO 14064-3.
Scope 1, 2, and 3 calculations aligned with the GHG Protocol Corporate and Corporate Value Chain (Scope 3) standards.
Ready mapping to IFRS S2 requirements: governance, strategy, risk management, metrics & targets.
Argument-led writing on the frameworks, cash flows, and counterparties that will define climate as financial risk in the next decade.
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